We've partnered with Payl8r to help our clients budget for larger tattoo projects. Payl8r is a simple payment option that enables you to afford the tattoo you want now, and spread the cost over a time period to suit you. That means no more missing or delaying appointments so you can confidently see your tattoo project through from start to finish.

If you are interested in using Payl8r to finance your tattoo please get in touch with us at Velvet Underground Tattoo to arrange a consultation, receive a quote and we can submit a preliminary request on your behalf.

Once your application has been accepted we will book in your appointments. 



  • Apply without affecting your credit

  • High acceptance rates

  • Low interest rates

  • Interest free periods

  • Flexible friendly finance


How do I repay Payl8r?

You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.

Interest rates from 1% per month - remember, if you pay in full in the first month, your loan will be at 0% interest.



Will I qualify?

  • Be a UK resident

  • Have online banking

  • Have a regular source of income

Finance is subject to your ability to repay the loan.


How do we assess your affordability?

If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90 day bank statement.

Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay:
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92

Roxspa Ltd trading as Velvet Underground Tattoo is a registered Trading name, Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. registered with the Office of the Information Commissioner reference number 08054296.